Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.

Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.

No one can deny the importance of money whether it is used in joy or as savings. As a housewife myself, I actually think in a daily manner in the best way of spending my house’s budget, of course I share this important issue with my husband! The idea of spending money to enjoy is really elusive one. While there would certainly be a variety of viewpoints that support getting pleasure in a person’s money, surprisingly I prefer to save money. This is mainly based on the fact that saving money supports people especially in bad economy. Likewise, it helps in challenging the unknown surprises.

First of all, enhancing people to face bad economic conditions. Most people in the world have been suffered from the lately economic crises especially those who have a limited salary, others have lost their jobs. But if they saved some money from the years before the crises, then they can help them selves now. There is a say in my home country have been used a lot in a similar occasions, it says “Save your white penny to your black bay”. Personally, even though I don’t have a job and am a dependent on my husband’s limited salary, but we always save some money to spend them in those months that he don’t have a salary on them, his salary is only for ten months instead of twelve after the budget cuts.

In addition to the first reason, I think that saving money to face unwanted surprises is another important issue. Many people some times have circumstances not in their calculations such as an accident, car fixing, a new set of dishes instead of those were broken etc. So they need to face that situation, it will be easier if they have saving but it would be harder if they don’t. At the beginning of this year 2009 I and my husband noticed a strange sound came out from our car’s motor, when we went to the maintenance shop for inspection, the technician said it was a dangerous issue and needs to be fixed as soon as possible, it cost us around $800 at that time. I am wondering if we don’t have some saving then what we can do.

In conclusion, I believe that all of us should consider saving money matter seriously, facing any situation whether it comes from a bad market or from a suddenly thing, let alone high prices. Putting aside the advantages of using money for enjoyment such as going to restaurants, picnic, shopping etc. Therefore, I don’t find any convincing reason to not save money.   

I wish that any one could score my writing pleaseeeeeeeeeeeeeeeeeeeee